TIP$TER's Signature Distinguishing Features
Constructs a "risk-free" baseline portfolio based on TIPS
Fast, intuitive, and powerful TIPS-based financial planner
Simulated outcomes of a mixed portfolio are projected against this baseline
Encourages sound fundamental thinking about future returns
All inputs and outputs are inflation-adjusted
Encourages thinking about the expected "equity risk premium"
Asks for annualized – rather than arithmetic average – expected return rates
Uses transparent, realistic equity return models
Preferred model: exploratory simulation
Historical return set scaled to match your forward-looking return expectations
Also supports several types of Monte Carlo simulation
Provides meaningful measures of simulated portfolio performance
Signature measure of simulated performance is effect on variable retirement budget
Outcomes are actuarially adjusted
True-to-life simulation of retirement budgets
TIP$TER's Asset Allocation Risk/Reward Spectrum ChartTM
Evaluates the relative risks and rewards of a full spectrum of asset allocations
Provides meaningful guidance on choosing an asset allocation