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DISCLAIMER: Neither Prospercuity, LLC nor TIP$TER's author purports to be a financial advisor. Nothing in TIP$TER®, associated documents, or this website should be construed as advising you how to invest or providing personalized or individualized financial advice.  TIP$TER® is a theoretical tool for modeling financial plans and investment portfolios. Reality, however, always differs – a little or a lot – from theory.  TIP$TER does not account for taxes, and its outputs are highly dependent on your input assumptions.  You are solely responsible for how you invest and spend your money.